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4.6. Problems associated in use of electronic payment System in Ghana source: eid survey The Ghanaian financial institutions tend to be subjected to various problems associated with e-payment, downtime or breakdown, and personal hours lost affecting their activities. An average of ninety-eight (59) represents monthly hour’s rate of occurrence from the usual threats, seventy (48) monthly downtime hours on average, and forty nine (39) average of monthly man hours lost.

Figure 4 4.6. Problems associated in use of electronic payment System in Ghana source: eid survey The Ghanaian financial institutions tend to be subjected to various problems associated with e-payment, downtime or breakdown, and personal hours lost affecting their activities. An average of ninety-eight (59) represents monthly hour’s rate of occurrence from the usual threats, seventy (48) monthly downtime hours on average, and forty nine (39) average of monthly man hours lost.

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1 Electronic Payment Systems available in Ghana and number of people that use them. 4. Results And Discussion VDUUICE. £ LEU OLUYNYy Out of about twelve (12) e-payment systems, only 8 of them have been properly used for transaction in the Ghanaian Universal Banks, Insurance and other financial institutions as at March 2013. Those that are used in the institutions listed above are: VISA cards, e-zwich, ATM, Credit Cards, Debit Cards, Master Cards, M-Money and M-Banking.
1 Electronic Payment Systems available in Ghana and number of people that use them. 4. Results And Discussion VDUUICE. £ LEU OLUYNYy Out of about twelve (12) e-payment systems, only 8 of them have been properly used for transaction in the Ghanaian Universal Banks, Insurance and other financial institutions as at March 2013. Those that are used in the institutions listed above are: VISA cards, e-zwich, ATM, Credit Cards, Debit Cards, Master Cards, M-Money and M-Banking.
Source: field survey After interviewing the some selected users of the electronic payment system in Ghana and analyzing the findings, the results obtained indicates that twenty nine percent (29%) of the population disagree due to the problems and the frustrations that occur during simple transactions, because most of transactions save a lot of money for some of the business owners and the actually use the e- payment system, forty percent (40%) of them agree to the problem it creates for them, and twenty three percent (23%) strongly disagree due to the effect it has on their business and few people that had the technical knowhow seven percent (7%) strongly disagree to the
Source: field survey After interviewing the some selected users of the electronic payment system in Ghana and analyzing the findings, the results obtained indicates that twenty nine percent (29%) of the population disagree due to the problems and the frustrations that occur during simple transactions, because most of transactions save a lot of money for some of the business owners and the actually use the e- payment system, forty percent (40%) of them agree to the problem it creates for them, and twenty three percent (23%) strongly disagree due to the effect it has on their business and few people that had the technical knowhow seven percent (7%) strongly disagree to the
ris aaa — ns — as wind) anes) as Approximately how much has the financial institution spent to repair effects of electronic payment since introduction of modern E-payment systems from 2005 - 2013 Table 1: Range of Loss occurrences
ris aaa — ns — as wind) anes) as Approximately how much has the financial institution spent to repair effects of electronic payment since introduction of modern E-payment systems from 2005 - 2013 Table 1: Range of Loss occurrences
To asses or measures the degree of effectiveness of usage of e-payments System in Ghana. Figure 3: Assessing or measuring the degree of effectiveness of usage of e-payments System in Ghana. Source: Field Study
To asses or measures the degree of effectiveness of usage of e-payments System in Ghana. Figure 3: Assessing or measuring the degree of effectiveness of usage of e-payments System in Ghana. Source: Field Study
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BusinessEconomicsElectronic PaymentsPayment SystemInformation and Knowledge ManagementElectronic MoneyElectronic Funds TransferElectronic CashPayment Service Providerpayment order
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