Papers by Biswambhar Mandal

Indian Scientific Journal Of Research In Engineering And Management, Jan 30, 2024
Profit earning ability is called the profitability. It is the power of business for proper planni... more Profit earning ability is called the profitability. It is the power of business for proper planning; controlling, optimum utilisation of available resources, proper management and profit planning capacity, follow-up all sections and make changes if needed. It is an indicator of how efficiently a business is operating, managed and policy has been taken. If a business is run efficiently and effectively then the earning capacity of the business is also more. It is the power how efficiently a business run and managed. Profitability of tea companies in West Bengal depends on so many factors. Financial performance is the indicator of firm's working capital management and profitability management which helps us to identify the financial strength and weakness of the firms. We have taken nineteen variables of financial factors such as current ratio (CR), quick ratio (QR), cash position ratio (CPR), net working capital cycle (NWCC), short term debt equity ratio (STDER), interest coverage ratio (ICR), stock turnover ratio (STR), debtors turnover ratio (DTR), creditors turnover ratio (CTR), return on total income (ROTI), cash profit to total income (CPTI), return on capital employed (ROCE), return on assets (ROA), return on sales (ROS), total income total assets (TITA), return on net worth (RONW), cash profit to net worth (CPNW), total income to net worth (TINW), working capital to net worth (WCNW) out of which five are profitability indicators. The present study aims to identify the impact of financial variables on profitability of leading tea companies in West Bengal. The study covers nine leading tea companies in West Bengal based on market capitalisation. The study has been undertaken for the period of twelve years from 2011-

Impact of Corporate Governance on Financial Performance of Selected Insurance Companies in India
International Journal of Scientific Research in Computer Science, Engineering and Information Technology
Corporate Governance is the coalescence of rules, laws, processes by which businesses are regulat... more Corporate Governance is the coalescence of rules, laws, processes by which businesses are regulated, operated and controlled. In-essence, corporate governance entails stabilizing the interests of the stakeholders of a company, such as investors, customers, employees, suppliers, communities, governments, or trade associations and the society as a whole. The rudimentary principles of corporate governance are accountability, transparency, fairness, and responsibility. In this study, we have tried to analyze the impact of corporate governance on the financial performance of the Indian insurance industry. For this purpose, a sample of 10 insurance companies has been selected among 56 insurance companies operating in India as per IRDA Annual Report (2021-22) from the accounting year 2018-19 to 2022-23 (5 years) using Purposive Sampling method. This study is fully based on secondary data, derived from annual reports, public disclosures, financial statements of IRDA and selected insurance c...

Role of SHG and Bank Linkages in Achieving Financial Inclusion in West Bengal
Sai Om Journal of Commerce Management a Peer Reviewed International Journal, Feb 9, 2015
This paper provides a review of the recent literature on microfinance in India and critical asses... more This paper provides a review of the recent literature on microfinance in India and critical assessment of its effectiveness and it also examines the performance of West Bengal. Micro-finance approach can be considered as one of the alternative solutions to provide financial inclusion to poor section of the society. Micro-finance through Self-Help Group Bank Linkage model can provide sustainable mechanism to meet the unmet financial needs of the poor without having access to banking facility. Here we have examined the extent of financial inclusion by Self-Help Group Bank Linkage programme in West Bengal. Further, using cross sectional regression technique this study also examines the role of Self Help Group Bank Linkage model, banking density, literacy rate and level of economic development in achieving financial inclusion across the districts of West Bengal.

International Journal of Advanced engineering, Management and Science, 2015
The present paper is an attempt to present the overview of governance of Indian universities alon... more The present paper is an attempt to present the overview of governance of Indian universities along with the structural reforms recommended by different committees appointed by Government of India from time to time based on secondary data collected from various secondary sources including journals, articles, books newspaper and various research based websites. The goal of democratization of human welfare through democratization of higher education cannot be achieved without democratizing the governance structures of educational establishments for which a practical dynamic governance mechanism having openness, participation, accountability, effectiveness, uniformity and coherence is must. Political Considerations in governance matter of universities are the root cause for keeping the best academic talents aloof who are capable of facing challenges for getting the university global recognition. A proper democratic set up of progressive and supportive governance at the highest level can...
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Papers by Biswambhar Mandal